Payment capabilities for agents

Link's new wallet for agents is built on top of Stripe's Issuing for agents. Agents can make payments using a single-use card or a Shared Payment Token (SPT), without exposing the original card number or bank account information. New payment protocols are still in the spreading stage, so Stripe aims to enable agent payments on top of existing payment methods for now.

Consumers grant agents access to Link via OAuth, and spend requests created by agents can be reviewed and approved on the web or in Link's iOS and Android apps. Requests can set conditions such as amount, currency, and merchant, and currently every request requires human approval. After approval, Link returns a single-use card or SPT, and users can track agent spending and manage connected agents in Link.

Issuing for agents is infrastructure that lets developers and companies build their own agent wallets and cards. Leveraging Stripe Issuing APIs, it provides issuance, fund custody, card-level permissions, transaction monitoring, fraud controls, and real-time and historical visibility into card activity.

Use cases include the following.

• Developers: automating programmatic workflows and recurring purchases
• Fintechs: embedding agent cards for expense management
• Vertical SaaS: offering agent spend cards for SMB customers under their own brand
• Marketplaces: automating vendor payment, logistics, and order-processing purchases using seller cards

Stripe emphasized that Link reaches over 200 million consumers, and stated that it will soon support other payment methods as well, including agentic tokens and stablecoins.