Kakao Group CTO Panel Talk: KakaoBank, KakaoPay, and KakaoEnterprise Share AI Fintech and Cloud Strategies

At the CTO panel talk held during the if(kakaoAI)2024 event by Kakao Group, CTOs from KakaoBank, KakaoPay, and KakaoEnterprise shared their respective companies' technology strategies under the theme of 'AI Finance'.

KakaoBank's AI Ecosystem

KakaoBank introduced an ecosystem composed of three pillars: AI infrastructure, organization, and products.

• AI Infra: Secured infrastructure flexibility by adopting ultra-high-power GPUs such as DGX H100 and utilizing AI-dedicated data centers, while automating the model lifecycle through an MLOps framework.
• AI Division: Established an AI division to strengthen governance and became the first financial institution to obtain the international standard for AI management (ISO/IEC 42001).
• AI Product: Securing proprietary technology through the introduction of GenAI guardrails, Red Team verification, and industry-academia collaborations with institutions such as Seoul National University and KAIST.

KakaoPay's AI Financial Assistant

KakaoPay is advancing its 'AI Financial Assistant' with the goal of resolving information asymmetry.

• Anomaly Detection: Operates a hybrid approach combining rule-based systems and machine learning for FDS (Fraud Detection System) and ADS (Abuse Detection System).
• Customized Services: Provides personalized advice in areas such as insurance and asset management, with plans to expand into tax, real estate, and investment domains in the future.

KakaoEnterprise's Cloud Competitiveness

Kakao Cloud has built high-performance infrastructure through collaboration with AMD and Xilinx.

• Performance Optimization: Delivers bare-metal-level performance through optimization of dedicated CPU and GPU clusters, entering the top 10% in global GPU cluster rankings (Top500).
• Security and Stability: Ensured reliability for financial workloads by obtaining CSP certification for financial institutions and ISO certification.