AI BriefingStripe Engineering news
The latest AI and developer news from Stripe Engineering, with short summaries.
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The Queries API is free for all Stripe users through January 31, 2027, after which it will charge per credit of API usage.
Stripe processes over $1B in vendor payments via Global Payouts, cutting setup time to one week
Stripe migrated its internal vendor payments to Global Payouts, achieving a 99.9% success rate and reducing new market setup time from six weeks to one.
Stripe analysis: Fastest-growing enterprises process first cross-border transaction 24x faster than baseline
Analysis of 100+ enterprises shows they achieve 1.6x higher cross-border volume in Brazil, India, and Argentina compared to the enterprise baseline.
Money20/20 2026: Hidden stablecoin wallets and 24/7 settlement drive financial infrastructure trends
Speakers at Money20/20 USA highlighted how embedding stablecoins into familiar apps and enabling always-on settlement allows financial products to operate outside traditional banking hours.
Stripe Survey: 57% of SaaS Leaders Concerned About AI Competitors, Driving Shift to Usage-Based Pricing and Embedded Finance
A survey of 200 platform leaders reveals that 57% are concerned about losing customers to AI-driven competitors, prompting a shift toward usage-based pricing and embedded finance to protect margins.
Stripe expands Global Payouts to 160 markets and launches stablecoin cards in 27 EU countries
Stripe now supports instant stablecoin payouts in 160 markets and traditional currency payouts in over 100 markets.
Stripe launches real-time sync to Postgres via Data Pipeline
The feature is available in public preview and free to get started.
Two-thirds of Forbes AI 50 companies adopt usage-based pricing as AI monetization shifts to hybrid models
Metronome CEO Scott Woody describes leading AI companies as operating with 'alien' economics that prioritize market share and rapid pricing iteration over traditional ARR.
Metronome argues token billing is poor customer-facing pricing, advocates for unified credits and output-based models
Metronome suggests unified credits hide token complexity from invoices while preserving internal margin control, serving as a stepping stone to ideal output-based pricing.
Stripe Makes Open USD (OUSD) the Default Stablecoin Across Its Platform
OUSD, backed by Coinbase, Mastercard, Shopify, Stripe, and Visa, is now available on Base, Ethereum, Solana, and Tempo with no minting or burning fees.
Stripe Link Adds Incremental Authorization and Purchase Protections for AI Agents
Agentic purchases via Link increased 38x in the past month, prompting new features for checkout reliability and consumer trust.
Travel Leaders Shift to Specialized AI Agents as Booking Control Becomes Key
Expedia and Airbnb are moving away from all-in-one AI agents toward specialized tools to maintain brand control and improve conversion.
Stripe Analysis: Mandatory 3DS Reduces Fraud in APAC and Europe, While Iberia Sees the Only Increase
Stripe's data analysis reveals that mandatory 3D Secure implementation reduced card fraud rates in APAC and Europe, while Iberia saw an increase and Latin America maintained the highest fraud rates.
Stripe: Travel & Leisure Fraud Attempts Hit 4-Year High; Radar Blocks $3 Billion
Stripe data analysis reveals that fraud attempts in the travel and leisure industry reached a four-year high, with Radar blocking over $3 billion.
SaaS Platforms Surge Despite 'SaaSpocalypse' Fears, AI Usage in New Stripe Integrations Exceeds 55%
Despite concerns about a 'SaaSpocalypse', Stripe data shows a rapid increase in SaaS platforms, with over 55% of new integrations leveraging AI.
Stripe Data Analysis: Transaction Fraud Down for AI Startups, Multi-Account Abuse Surges
While transaction fraud attempts by AI startups have decreased, multi-account fraud such as free trial abuse has surged.
5 Monetization Trends from Global Pricing Leaders
AI-native companies are redesigning monetization strategies for rapid pricing iteration and agentic customer engagement.
Why Global Workers Are Driving Demand for Stablecoin Payments
57% of global freelancers are willing to accept stablecoin payments, driven primarily by inflation hedging and financial accessibility.
New Currency Features to Help Global Enterprises Reduce FX Costs
Stripe has launched expanded multicurrency payments and instant currency conversion to help global enterprises reduce foreign exchange (FX) costs.
The Landscape of the AI Economy
Stripe data analysis reveals that South Korea, Mexico, and others have emerged as markets with growing AI spending.